Dr. Md. Abul Kalam Azad

Associate Professor
Dept. of Business & Technology Management
317, Academic Building 1, IUT

  • kalam@iut-dhaka.edu
    9291254 Ext. 3292


Dr. Md. Abul Kalam Azad is currently working as an Associate Professor in the Department of Business and Technology Management (BTM) of Islamic University of Technology (IUT), Bangladesh. He has been awarded his Doctor of Philosophy from University of Malaya, Malaysia with Bright Spark Scholarship in 2018. He completed MSc in International Finance and Banking from University of Bedfordshire, UK in 2011. He completed BBA and MBA in Finance and Banking from International Islamic University of Chittagong, Bangladesh. He has over 13 years of teaching experience in different renowned universities in Bangladesh. Moreover, he worked as a visiting professor at University of Bedfordshire. He has extensive research work experience on bank efficiency and risk management. Till today, he has more than 25 published articles in Web of Science indexed journals. He has also been working in five journal editorial body in the capacity of member of editor, editor assistant and editorial advisory board nationally and internationally. His current research interest is in artificial intelligence and machine learning in business.  He is a big fan of learning foreign language.


PhD- University of Malaya, Malaysia, 2018
MSc- University of Bedfordshire, United Kingdom, 2010
BBA and MBA- International Islamic University Chittagong, Bangladesh

Experience Portfolio

  • December 2019-Present: Associate Professor, Islamic University of Technology
  • 2018 - 2019 – Assistant Professor, Islamic University of Technology
  • 2017-2018 – Associate Professor, Head and Acting Dean, Bangladesh Army International University of Science and Technology
  • 2007-2017 – Associate Professor, International Islamic University Chittagong
  • 2006-2007 – Junior Executive, Standard Chartered Bank Ltd.

  • Areas of Expertise

    • Efficiency, Productivity, Optimization and Risk Management.


    Refereed Journal Articles

    1.Wanke, P., Azad, M. A. K., Emrouznejad, A., & Antunes, J. (2019). A dynamic network DEA model for accounting and financial indicators: A case of efficiency in MENA banking. International Review of Economics and Finance, 61, 52-68.

    2.Saona, P., & Azad, M. A. K. (2018). Bank and country-based determinants of banks’ performance in Asia. Journal of the Asia Pacific Economy, 23(3), 428-446.

    3.Azad, M. A. K. (2016). Predicting mobile banking adoption in Bangladesh: a neural network approach. Transnational Corporations Review, 8(3), 207-214

    4.Wanke, P., Azad, M.A.K.,& Barros, C. P. (2016). Financial Distress and the Malaysian Dual Banking System: A Dynamic Slacks Approach. Journal of Banking & Finance, 66, 1-18.

    Awards & Commendations

  • Bright Spark scholarship in PhD
  • UoB Merit scholarship in MSc
  • Chancellor award in MBA
  • Vice-Chancellor award in BBA